Merry Covered CA Christmas: No payment, no health coverage

Merry Covered CA Christmas: No payment, no health coverage

obamacare bandaid, weyant, cagle, Dec. 13, 2013If you are signing up for Obamacare, I hope you’ve already put your check in the mail. If you haven’t paid by Dec. 23, don’t count on having Obamacare insurance in January. As with all insurance coverage, the plan must be paid for before you are officially covered.

According to the U.S. Department of Health and Human Services, nearly 365,000 Americans have signed up for health insurance through state exchanges under Obamacare, or signed up using Healthcare.gov.

“Since October 1, 1.9 million have made it through another critical step, the eligibility process, by applying and receiving an eligibility determination, but have not yet selected a plan,” the HHS agency said.  “An additional 803,077 were determined or assessed eligible for Medicaid or the Children’s Health Insurance Program (CHIP) in October and November by the Health Insurance Marketplace.”

But Healthcare.gov and state insurance exchanges are still not clear how many enrollees have actually paid for the coverage.

As I continue to warn in my news stories, columns and radio interviews, in order for the new Obamacare health coverage to actually take effect on Jan. 1, enrollees must pay their first month’s premium by Dec. 23, or Dec. 31 in some states.

The Dec. 23 deadline is only 10 days away. Insurance Business America is warning, “tens of thousands of the applications still need to be entered into the online system.”

“California is currently buried under more than 20,000 incomplete paper applications for health insurance through the Golden State’s online marketplace, Covered California,” Insurance Business America reported earlier this week. “Thanks to initial website glitches when the exchange opened Oct. 1, government officials directed certified producers to submit 32-page paper forms for clients.”

Merry Covered CA Christmas

“Californians may find something special under the tree this holiday season: the gift of health,” Covered CA reports on its website. “The ‘Give the Gift of Health‘ campaign launched today by Covered California™ seeks to empower family members, particularly mothers and grandmothers, in urging young adults to enroll in affordable and quality health coverage through the agency’s health insurance marketplace.”

“The campaign is attracting broad support,” Covered CA says.

Are you kidding me?

This is as absurd as the Obama administration encouraging family members to “Have the talk” at the Thanksgiving dinner table.

Sketchy stats

“The federal figures released Wednesday also show that 181,817 Californians have qualified for an expansion of Medi-Cal, the state’s Medicaid program for the poor,” the Los Angeles Times reported yesterday.

“California’s enrollment accounts for 29% of the U.S. total. On Medicaid, California represents 23% of the national tally through November,” the Times said, trying to sound positive.

With 319 million people in America, and 38 million in California, these numbers don’t look very good.

In a new poll, Gallup estimates 17 percent of adults in the U.S. currently do not have health insurance, and  28 percent of the uninsured group are not planning to get insurance.

“…assuming they follow through on those intentions, that would mean a minimum of 5% of all U.S. adults would be uninsured, leaving the U.S. short of its goal of universal coverage,” Gallup reported Dec. 3.

On the Covered CA website, it is unclear just how many Californians have actually successfully signed up, versus those who have made inquiries.

“Overall, 364,682 people have enrolled in private health insurance in federal and state exchanges nationwide through Nov. 30,” the Times said. “In October, 30,830 people enrolled in private health plans in California. The pace of sign-ups more than doubled during November with 76,257 selecting a health plan then.”

Covered CA does not have November enrollment numbers available yet.

Covered CA instead reported website visits and call volume:

Weekly Report
Dec. 1-7
Unique visits toCoveredCA.com
640,404
Total call volume
143,923
Average wait time
36:02
Average handling time
19:29

 

Enrollment backlog

Covered California is counting on insurance brokers to do much of the inputting client enrollment information into the health exchange computer system.

Thanks to initial website glitches when the exchange opened Oct. 1, government officials directed certified issuance brokers to re-submit 32-page paper forms for clients, Insurance Business America said.

“’It currently takes over 90 minutes to enter the information from the application due to the slow exchange system,’ said Bruce Benton of Genesis Financial & Insurance Services in Sherman Oaks, Calif,” Insurance Business America reported. “To have to go back at this late date and key in the data from paper applications I have already submitted to Covered California is extremely challenging and will take several days to process.”

“Obama and every senator/representative who voted for this ill prepared law should sit in their office completing apps for the folks,” an IBA reader wrote in a comment. “They voted to put us out of business and hang us and now they want us to furnish the rope.”

Another reader asked, “So, what are all the newly hired navigators doing???”

That’s a good question.

The Obamacare ponzi scheme is growing.

5 comments

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  1. LetitCollapse
    LetitCollapse 13 December, 2013, 15:00

    “But Healthcare.gov and state insurance exchanges are still not clear how many enrollees have actually paid for the coverage.”

    Why is the government never quite clear about critical elements of ObamaCare that the survival of the program is absolutely dependent on to make it work -like how many enrollees are actually paying premiums to support the chronically sick that absorb a disproporational amount of our healthcare resources or the indigent population that get their health care treatment for free?

    Why is it not possible to tell us what percent of the healthy 18-34 year old population have enrolled in ObamaCare? And of that population – what percent are full-pay customers versus heavily subsidized or freebie customers?

    The undeniable truth is that the government has to force the healthy youngs ones who produce decent incomes to subsidize the sick ones and the poor ones. There is no way around that. Obama has to force them to buy a product that they might not need or want for ACA to survive. Any salesperson will tell you the difficulty of convincing someone to buy a product that he doesn’t want or need. lol. About the only way it’s possible is by use of force. Coercion. And when humans are coerced into buying something that only benefits other people – the resentment grows and people look for ways to circumvent the system.

    Short of raising the penalties to $5000 or more, or throwing ObamaCare deadbeats into jail, revoking their driver’s licenses and professional licenses for non-participation, how exactly could the gov gain their compliance? How do you force people to buy a product from a private company that they neither want nor need?

    Reply this comment
  2. Ulysses Uhaul
    Ulysses Uhaul 14 December, 2013, 00:20

    Give us a break already!

    Reply this comment
    • LetitCollapse
      LetitCollapse 14 December, 2013, 13:31

      Some people, believe it or not, actually come to dicussion boards to discuss the topics in the news. If you don’t like that – don’t read their comments – just stick to the vague comments with 15 words or less. Nobody here is forcing their ideals on you. So don’t force yours on us!

      Reply this comment
  3. Hondo
    Hondo 14 December, 2013, 14:59

    Remember, the govt who brought us Obamacare is now building us a bridge in the San Francisco bay. What could go wrong.
    Hondo…

    Reply this comment
  4. John
    John 17 December, 2013, 08:31

    Hi,
    who is the guy next to Barack Obama in the picture on the very top op the page?
    I dont recognize him.
    Thanks in advance.

    Reply this comment

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