Poll: CA likes insurance price controls, Covered CA

Poll: CA likes insurance price controls, Covered CA

Healthcare.gov capture, Dec. 23, 2013A new Field Poll shows strong support for Proposition 45, which will give the state insurance commissioner, Davy Jones, even stronger powers to regulate health insurance. The race is just heating up. And insurance companies are running ads against it. But with 69 percent favoring it already, it’s going to be tough to beat.

If it wins, that means health insurance rates also will be going up, now down. That’s because some insurance companies won’t be able to make a profit if their rates are kept artificially low. So they’ll pull out of the state. Reduced competition will force rates up — and those who can’t pay will go into Obamacare.

Something similar happened about 15 years ago to workers’ compensation insurance. The state wouldn’t let insurance companies make a profit, so they left. That turned more than 50 percent of work comp insurance over to the state fund until bipartisan reform, passed by the Democratic Legislature and signed by Republican Gov. Arnold Schwarzenegger, in 2004 restored balance.

But things are different in the case of overall health care. That’s because it already was reformed, in 2010 with the Affordable Care Act — Obamacare.

The Field Poll also just found that 56 percent of Californians backed Obamacare and its state implementation, Covered California; 35 percent were opposed.

Of course, that’s before the massive spikes in premiums scheduled for the future, as Troy Anderson reported yesterday on our website.

Single-payer

But what I think all of this is heading toward is a single-payer, socialist system for California. Advocates have said it’s the only way to keep costs down. Even Schwarzenegger provided his own version in 2007, although it was criticized even by the left for its complications and high cost.

We’ll probably end up with something like the Canadian plan, with costs kept down by forcing people into long lines, sometimes till they’re dead, as even the New York Times reported.

Canada also bans most alternatives to the government system. That seems unlikely to happen here. So there still will be non-government medicine in California, just outside the socialist system and very expensive. The leftists in Hollywood and Silicon Valley who favor socialism for everyone else still will be able to pay for the best care with cold hard cash.

There will be alternatives for the middle class: Save your money and pay cash for health care elsewhere — Mexico, Singapore, India. Time to make sure your passport is in order.

5 comments

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  1. Sean
    Sean 20 August, 2014, 16:43

    Don’t be so sure private plans will be terribly expensive. Cosmetic medicine is rarely paid for via insurance or government programs. This constrains them by actual market forces. This type of medicine has not seen the huge price spikes of the last few decades as general medicine has. I’ve also read about concierge plans which started as boutique medicine for the wealthy but have morphed into health maintenance plans with private physicians or groups, often directed at small businesses. It is all cash based and you need a catastrophic insurance plan but it works for both the health providers and patients. It works because so much of the government and private health insurance payments are directed at hospitals and specialists, plus a substantial portion of the funds are used to make up for the uninsured and the discount the government gives itself for Medicaid and Medicare patients. Once these are gone, suddenly the cost of medical care becomes manageable again. For this reason, the fiasco that is the Veterans Administration and the botched launch of the ACA I have a feeling that voters are not going to be enthusiastic about turning the healthcare system completely over to the government with a single payer system.

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  2. Ulysses Uhaul
    Ulysses Uhaul 20 August, 2014, 20:25

    Comrade, you betcha Californians like goodies…..#45 passes huge…..when your young, needy, uninformed you grab for security…..and politicians exploit non analytical people big time.

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  3. Kate
    Kate 21 August, 2014, 10:03

    What’s not to love! the wealthy, who are sending their precious little ones to $65,000 a year private colleges, can now move these young adults to Medi-cal (FREE)who needs to keep your children on your policy when the good tax payers of Cal are willing to pay….additionally, you can live in a multi million dollar home & receive subsidies…as long as you can show a loss the previous year- ACA does not require due diligence, nor do these idiots check assets- gotta Love our state of fruits & nuts!

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  4. bob
    bob 21 August, 2014, 18:42

    All we here about these days is what a stunning success Obammiecare is.

    Well, much of Obammiecare is to take effect after Obammie is out of office.

    What has taken effect is a stunning failure and this proves it. This should be heard by every American.

    And these are the gummit’s on numbers (Philly Fed), not some right wing think tank.

    “Obamacare Manufacturing Facts: 85% of Firms Raise Premiums, 91% Raise Deductibles, 74% Raise Out of Pocket Maximum, 15% Decrease Employment

    A special question on the impact of Obamacare on businesses in the August Philly Fed Manufacturing Survey shows the stunning failure of Obamacare”

    http://globaleconomicanalysis.blogspot.com/2014/08/obamacare-manufacturing-facts-85-of.html

    There will be alternatives for the middle class: Save your money and pay cash for health care elsewhere — Mexico, Singapore, India. Time to make sure your passport is in order.

    No need to, John. When the state breaks up and the new state of Seilerville is formed it will secede from the US and we will have a true free market in healthcare in Seilerville!

    Reply this comment
  5. Ulysses Uhaul
    Ulysses Uhaul 21 August, 2014, 23:31

    Hey! Where is this Sellerville…we can make buckaroos moving doomers….ah…don’t love the marketing leads on this site….mmmmmmmmmmm—–whaaaaa!

    Reply this comment

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